Forgery, Fishing and the Consumer Credit Act 1995

The Irish High Court recently considered whether a joint borrower should be required to repay a loan in circumstances where he had received the benefit of the loan but his signature on the underlying finance documentation appeared to have been forged.  This briefing distils the judgment’s detailed discussion of forgery, its impact on mortgages over the family home and the potential for loan contracts to be rendered void by the Consumer Credit Act 1995.

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